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Insurance policy holders need to read the fine print

Thousands of insurance policies are bought each day in America, and the people who have purchased those policies usually feel some semblance of peace of mind, believing they will be protected if they are victimized by an event such as an accident, fire or weather disaster, including a hurricane or flood. After completing the purchase, most of the new policyholders most likely tuck away the policy in a safe place, determined that they’ll read it “when they have the opportunity to sit down with it” — an opportunity window that, for many, never becomes available amid the hustle ...

Juvenile crime more opaque by design

As Williamsport and Lycoming County debate juvenile crime and misbehavior, we must remind the public how difficult it is to understand how extensive or not these problems can be. Juvenile court records are sealed — unlike our reporting on felonies and misdemeanors for which adults are prosecuted, officials are prohibited from releasing the affidavits, sentencing reports and other documentation that sheds light on crimes in our region committed by adults. Thus, details about crimes committed by juveniles — regardless of whether neighbors are concerned about the teenagers circling ...

Education as economic investment

College is many things to many people. It may be the next logical step after high school. It may be a career change. What we often focus on is the financial weight of it. College comes with an increasingly high price tag that can mean years, if not decades, of student loan debt. But there is something else to consider: the return on that investment. Not for the students. For the state. Pennsylvania is noted for its place on the high end of tuition costs. The Education Data Initiative puts the state at third highest in-state public tuition, tied with New Jersey, behind only Vermont ...

Lunch shaming has no place in our schools

June is the month when Pennsylvania public school districts finalize work on their budgets for the new fiscal year that begins July 1. It’s a busy time consisting of trying to grasp the best possible final estimates of incoming and outgoing revenue for the new fiscal calendar, settling on tax rates for the upcoming 12 months and identifying and implementing internal funds moves to ensure that, at least on paper, the budget has the semblance of balance. It’s also a time for reflecting on the fiscal/school year ending and the one that will be getting underway. Amid that exercise, ...

Decision means lawmakers must regulate games

Did a Pennsylvania Supreme Court ruling just change the game for Pennsylvania’s gambling industry? No, lawmakers did. Skill games are gaming machines that might look at home in an arcade or a casino. For years, they have lived in a legal midway point. They make money like a slot machine but aren’t regulated as one. Recently, the court changed that, deciding they are slots under existing state law and must be treated accordingly. The state Legislature has four months to figure out what to do next. Does it finally write laws that address the situation, or does it let the Supreme ...

Platner wants redemption, others a refund

Democrat Rep. Ro Khanna conceded at a rally for the Maine senatorial candidate that Graham Platner's actions have not been sterling. Voters considering Platner don't like his "shameful" actions against women, the Californian said, but "they are willing to extend him grace and redemption." Maine Democrats have just chosen Platner to challenge five-term Republican Susan Collins in November. Maine is a purple state, and Collins is a moderate by current Republican standards. But here's the problem for Platner: Redemption is a theme in religion whereby someone who has committed ...