Raise your hand if you saw this coming.

Didn’t think so.

Penn State’s stunning 42-37 loss to UCLA on Saturday at the Rose Bowl had historians scrambling for perspective.

Here’s what they came up with: It was the first time in 40 years that a winless team beat a Top-10 team. Not since UTEP defeated No. 7 BYU in 1985.

The Nittany Lions entered the game as 24.5-point favorites, and although they’ve lost before as 20-point favorites — against Maryland in 2020 and the nine-overtime debacle vs. Illinois a year later — this is clearly the low moment of James Franklin’s 12-year tenure and one of the worst losses in Penn State history.

For this reason: The Lions entered the season ranked No. 2, and Franklin himself stoked the expectations by saying this year’s team had his “best combined personnel” — meaning players and coaches.

The Lions came within a play of being in the national championship game last year. With a loaded roster of returnees and a friendly schedule, many (including me) thought this season could be even better.

By poaching defensive coordinator Jim Knowles from Ohio State and making him the nation’s highest-paid assistant coach at $3.1 million annually, a year after landing OC Andy Kotelnicki and paying him $1.7 million, Franklin had convinced Penn State to push all its chips to the middle of the table.

And now that they’ve shown their hand, it appears the Lions only have a pair. And they’re not aces.